|
| AUTHOR |
MESSAGE |
|
User no longer registered.
|
It's been an ordeal
As many of you know, I'm not one to talk about my personal/business life online. However--------
About a month ago, I found out my semi truck engine had a broken crankshaft. This could explain in part why it never ran correctly.
I found another truck in CA for what I thought was a reasonable price. I asked the bank about this before I got home on 4/5. I was told that they wouldn't finance it.
So, I got home and asked them again and was refused again. I put the truck I had on ebay and sold it to help reduce what I owed. After the sale, I asked about the loan again and was refused.
I called the banks VP at their home office and explained the situation to him. Amazingly, the manager of the bank here called. I asked why he refused my request. He said "you weren't getting anything out of it" I asked who he was to make such a decision without talking to me. I told him I get a lot more than money from that and his decision should have been based on my ability to repay. NOT his personal opinion. I told him that he's always received the required payments on time and that his payment came before everyone Else's. He said he'd look at it.
Well, I got the truck I wanted and from driving it from CA to home, it was well worth what I [the bank] paid for it. Now, I'll be able to repay this bank. No credit card payment, no car payments, just the truck. 
I cann't even begin to relate the depression I've went thru with this.
|
| April 5, 2010, 19:09 |
|
User no longer registered.
|
Re: It's been an ordeal
It's good to hear alls sorted and you have got the truck you wanted and are happy 
|
| April 5, 2010, 20:33 |
|
User no longer registered.
|
Re: Re: It's been an ordeal
QUOTE (hotbubblegum @ April 5, 2010, 20:33)It's good to hear alls sorted and you have got the truck you wanted and are happy
Thanks. It was most depressing seeing my dreams dissappear.  Now I can start to gain some monetary momentum.
|
| April 5, 2010, 22:27 |
|
User no longer registered.
|
Re: It's been an ordeal
Have to say, sometimes it makes me wonder why some ...... behind a desk gets to decide something that can make or break a person/business. Their decision can have devastating consequences. They are no-body really  
|
| April 5, 2010, 22:36 |
|
User no longer registered.
|
Re: It's been an ordeal
So sorry you had to go through all that, you shouldn't have had to, you're a good honest hard working man.
|
| April 6, 2010, 00:20 |
|
Iwant2kssuallovr
62 / female
Bendover, Florida, US
|
Re: It's been an ordeal
I am so glad everything worked out and sorry for the stress you experienced. I feel you are damn lucky in a sense because people are f'ing idiots.
It is so hard to get a job now a days, yet so easy for some to be brainless, unethical, and lazy to keep a job.
|
| April 6, 2010, 15:24 |
|
User no longer registered.
|
Re: Re: It's been an ordeal
QUOTE (Iwant2kssuallovr @ April 6, 2010, 15:24)I am so glad everything worked out and sorry for the stress you experienced. I feel you are damn lucky in a sense because people are f'ing idiots.
It is so hard to get a job now a days, yet so easy for some to be brainless, unethical, and lazy to keep a job.
One of the things that I laughed about was the bank manager said I could drive someone elses truck. I told him that wasn't an option as they don't maintain anything to my satisfaction. They wait until it breaks then blame the driver. Then I told him he wasn't going to see any more money from me. He said they would garnish my wages. I responded by telling him there wouldn't be any for him to garnish.  After all, I'm 55. what am I going to do?
I'm not old enough to be a Wal-Mart greeter.
|
| April 6, 2010, 19:58 |
|
mysticc
53 / male
bowlingreen, Kentucky, US
|
Re: It's been an ordeal
i agree with iwanakisualover,she makes a great point people and their jobs.but the more u do,the more people expect. these days companies seem2take full advantage of the unemployment situation.it seems the base pay rate scale went back 15yrs. i made more then than places start u out at here.
|
| April 9, 2010, 08:17 |
|
KINKYINTHEFALLS
56 / male
wild and wonderful, West Virginia, US
|
Re: It's been an ordeal
Glad to hear that you got the truck JC and that everythings back on track again 
|
| April 11, 2010, 00:28 |
|
|
